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I got tagged by Nancy Zimmerman, Canadian Money Coach on this personality trait meme. Sure, why not?

Here’s the blogger behind Money Relations.

According to my birth month traits, this is me…

Kinda. Sorta. Not.

MARCH:

Attractive personality. Sexy. Affectionate.

If you’ve got it, blog it. Yes, yes, and yes.

Shy and reserved. Secretive.

Er, maybe, why do you ask…?

Naturally honest, generous and sympathetic.

I am incapable of on the spot lying.

Loves peace and serenity.

Yes, so STFU!

Sensitive to others.

Sorry, STFU please?

Loves to serve others.

Heheh. No.

Easily angered.

Got a long fuse.

Trustworthy.

Trust me, I am.

Appreciative and returns kindness.

Always.

Observant and assesses others.

… yeah, nice shoes.

Revengeful.

Ooooh, I never forget.

Loves to dream and fantasize.

Sorta… but I’m pretty grounded.

Loves traveling.

I like it when I actually get there, but it takes awhile to get me going.

Loves attention.

I’m shy and reserved. See above.

Hasty decisions in choosing partners.

Please, I have taste.

Loves home decors.

… which someone else decorated.

Musically talented.

Sorry, tone deaf.

Loves special things.

Er, doesn’t everybody?

Moody.

Not in the mood to answer this one.

But if you’re in the mood to play, I tag everybody!

Continue the meme with these rules and agree/disagree with your traits.

1. Mention the person who tagged you and create a link back to them.
2. Pick your month of birth.
3. Copy-paste the traits for all the twelve months (see below).
4. Highlight the traits that apply to you and if you would like write some wit or not.
5. Tag 12 people and let them know by visiting their blogs and leaving a comment for them.
6. Let the person who tagged you know when you’ve done it!

JANUARY: Stubborn and hard-hearted. Ambitious and serious. Loves to teach and be taught. Always looking at people’s flaws and weaknesses. Likes to criticize. Hardworking and productive. Smart, neat and organized. Sensitive and has deep thoughts. Knows how to make others happy. Quiet unless excited or tensed. Rather reserved. Highly attentive. Resistant to illnesses but prone to colds. Romantic but has difficulties expressing love. Loves children. Loyal. Has great social abilities yet easily jealous. Very stubborn and money cautious.

FEBRUARY: Abstract thoughts. Loves reality and abstract. Intelligent and clever. Changing personality. Attractive. Sexy. Temperamental. Quiet, shy and humble. Honest and loyal. Determined to reach goals. Loves freedom. Rebellious when restricted. Loves aggressiveness. Too sensitive and easily hurt. Gets angry really easily but does not show it. Dislikes unnecessary things. Loves making friends but rarely shows it. Daring and stubborn. Ambitious. Realizes dreams and hopes. Sharp. Loves entertainment and leisure. Romantic on the inside not outside. Superstitious and ludicrous. Spendthrift. Tries to learn to show emotions.

MARCH: Attractive personality. Sexy. Affectionate. Shy and reserved. Secretive. Naturally honest, generous and sympathetic. Loves peace and serenity. Sensitive to others. Loves to serve others. Easily angered. Trustworthy. Appreciative and returns kindness. Observant and assesses others. Revengeful. Loves to dream and fantasize. Loves traveling. Loves attention. Hasty decisions in choosing partners. Loves home decors. Musically talented. Loves special things. Moody.

APRIL: Active and dynamic. Decisive and hasty but tends to regret. Attractive and affectionate to oneself. Strong mentality. Loves attention. Diplomatic. Consoling, friendly and solves people’s problems. Brave and fearless. Adventurous. Loving and caring. Suave and generous. Emotional. Aggressive. Hasty. Good memory. Moving. Motivates oneself and others. Sickness usually of the head and chest. Sexy in a way that only their lover can see.

MAY: Stubborn and hard-hearted. Strong-willed and highly motivated. Sharp thoughts. Easily angered. Attracts others and loves attention. Deep feelings. Beautiful physically and mentally. Firm Standpoint. Needs no motivation. Easily consoled. Systematic (left brain). Loves to dream. Strong clairvoyance. Understanding. Sickness usually in the ear and neck. Good imagination. Good physical. Weak breathing. Loves literature and the arts. Loves traveling. Dislike being at home. Restless. Not having many children. Hardworking. High spirited. Spendthrift.

JUNE: Thinks far with vision. Easily influenced by kindness. Polite and soft-spoken. Having ideas. Sensitive. Active mind. Hesitating, tends to delay. Choosy and always wants the best. Temperamental. Funny and humorous. Loves to joke. Good debating skills. Talkative. Daydreamer. Friendly. Knows how to make friends. Able to show character. Easily hurt. Prone to getting colds. Loves to dress up. Easily bored. Fussy. Seldom shows emotions. Takes time to recover when hurt. Brand conscious. Executive. Stubborn.

JULY: Fun to be with. Secretive. Difficult to fathom and to be understood. Quiet unless excited or tensed. Takes pride in oneself. Has reputation. Easily consoled. Honest. Concerned about people’s feelings. Tactful. Friendly. Approachable. Emotional temperamental and unpredictable. Moody and easily hurt. Witty and sparkly. Not revengeful. Forgiving but never forgets. Dislikes nonsensical and unnecessary things. Guides others physically and mentally. Sensitive and forms impressions carefully. Caring and loving. Treats others equally. Strong sense of sympathy. Wary and sharp. Judges people through observations. Hardworking. No difficulties in studying. Loves to be alone. Always broods about the past and the old friends. Likes to be quiet. Homely person. Waits for friends. Never looks for friends. Not aggressive unless provoked. Prone to having stomach and dieting problems. Loves to be loved. Easily hurt but takes long to recover.

AUGUST: Loves to joke. Attractive. Suave and caring. Brave and fearless. Firm and has leadership qualities. Knows how to console others. Too generous and egoistic. Takes high pride in oneself. Thirsty for praises. Extraordinary spirit. Easily angered. Angry when provoked. Easily jealous. Observant. Careful and cautious. Thinks quickly. Independent thoughts. Loves to lead and to be led. Loves to dream. Talented in the arts, music and defense. Sensitive but not petty. Poor resistance against illnesses. Learns to relax. Hasty and trusty. Romantic. Loving and caring. Loves to make friends.

SEPTEMBER: Suave and compromising. Careful, cautious and organized. Likes to point out people’s mistakes. Likes to criticize. Stubborn. Quiet but able to talk well. Calm and cool. Kind and sympathetic. Concerned and detailed. Loyal but not always honest. Does work well. Very confident. Sensitive. Good memory. Clever and knowledgeable. Loves to look for information. Must control oneself when criticizing. Able to motivate oneself. Understanding. Fun to be around. Secretive. Loves leisure and traveling. Hardly shows emotions. Tends to bottle up feelings. Very choosy, especially in relationships. Systematic.

OCTOBER: Loves to chat. Loves those who loves them. Loves to take things at the center. Inner and physical beauty. Lies but doesn’t pretend. Gets angry often. Treats friends importantly. Always making friends. Easily hurt but recovers easily. Daydreamer. Opinionated. Does not care of what others think. Emotional. Decisive. Strong clairvoyance. Loves to travel, the arts and literature. Touchy and easily jealous. Concerned. Loves outdoors. Just and fair. Spendthrift. Easily influenced. Easily loses confidence. Loves children.

NOVEMBER: Has a lot of ideas.Difficult to fathom.Thinks forward. Unique and brilliant. Extraordinary ideas. Sharp thinking. Fine and strong clairvoyance. Can become good doctors. Dynamic in personality. Secretive. Inquisitive. Knows how to dig secrets. Always thinking. Less talkative but amiable. Brave and generous. Patient. Stubborn and hard-hearted. If there is a will, there is a way. Determined. Never give up. Hardly becomes angry unless provoked. Loves to be alone. Thinks differently from others. Sharp-minded. Motivates oneself. Does not appreciate praises. High-spirited. Well-built and tough. Deep love and emotions. Romantic. Uncertain in relationships. Homely. Hardworking. High abilities. Trustworthy. Honest and keeps secrets. Not able to control emotions. Unpredictable.

DECEMBER: Loyal and generous. Sexy. Patriotic. Active in games and interactions. Impatient and hasty. Ambitious. Influential in organizations. Fun to be with. Loves to socialize. Loves praises. Loves attention. Loves to be loved. Honest and trustworthy. Not pretending. Short tempered. Changing personality. Not egotistic. Take high pride in oneself. Hates restrictions. Loves to joke. Good sense of humor. Logical.

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I got tagged by a couple of memes this week and I like participating in reindeer games.

The first comes from Arohan’s investing life in a link building meme.

This one is really easy as it’s a simple cut and paste. I won’t tag anyone as I’ve got another meme to roll out but feel free to participate if you’re interested in joining.

*Start Copying Here*

I have randomly selected 5 of you below to be tagged and I hope that you will similarly publish this post in your blog. You will have to tag 5 other bloggers and just keep adding on to the list. (Do not replace, just keep on adding! Yes we hope it will be a long list!)

It’s real easy!

Tag others and see your Technorati Authority increase exponentially!

The benefits of Viral Linking:
- One of the fastest ways to see your technorati authority explode!
- Increase your Google PageRank fast
- Attract large volume of new traffic to your site
- Build your community
- Make new friends!

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~ Money Relations ~ Mixed Metaphor ~ Sustainable Democracy ~ Bloggrrl ~ Moolanomy
*Stop Copying*

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Visa is getting headlines with its initial public offering (IPO) that could very well be the largest in US history. New investors might be wondering how IPOs work and how they might get in on the action.

I wondered too, and got a reality check for my efforts.

IPOs aren’t for small time retail investors like you and me. To understand, here’s my layman’s explanation of what happens at a company’s initial public offering.

One of the ways a company can raise money is to go public and sell its shares. To do so, it visits an investment bank. The company hammers out a deal with the investment bank on what types of shares are to be sold, how much money to raise, etc.

One strategy to raise money is called a best efforts commitment through which the bank ramps up the marketing hype and takes a commission on the shares sold. However, it does not guarantee the amount of money to be raised.

Another method is called a firm commitment whereby the bank guarantees the money by buying the company’s shares to later resell to the public for a higher price. Since the risk is high for one bank to bare, it forms a syndicate with other investment banks for a share of the profits.

Finally, does the initial public offering actually trickle to the general public? Not unless you’re a “very good customer” with one of the syndicate banks. The fact is, IPOs are marketed to the institutional investors who have huge amounts of money to invest.

So, if you’re interested in Visa, wait awhile and sit tight. IPOs are generally a strange beast in that there’s lots of hype drummed up by the bank underwriters. Since the general public can’t get their hands on hot IPOs, institutional investors sell their shares to us for a quick profit. They take advantage of the feeding frenzy only to repurchase the shares when things have settled. Does Lululemon ring a bell?

Visa is an iconic name but for now, I’m not going to give it the credit it deserves. It will be interesting to see how this one plays out.

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I have expressed my opinion on the importance of soft skills in the work place before. I have also been baffled by how people can actually keep their jobs given their lack of technical skills. I conclude then that they must have other redeeming qualities.

Given that human interaction is a vital part of career survival, should soft skills be officially recorded – let’s say as part of a student’s transcript?

As reported by BusinessWeek, the University of Wisconsin is contemplating the idea. It is considering a secondary transcript based on communication and leadership to accompany the academic transcript.

While I agree that job recruiters should not hire based on grades alone, looking at extra-curricular activities won’t paint the complete picture either.

One such recruiter looked for:

candidates who have participated in student organizations, athletics, or community services; demonstrated leadership; communicate well; have a strong work ethic; think on their feet; and are flexible.

Dang… Given those criteria, I’d be unemployed.

It’s been a few seasons since I last watched the reality TV show Survivor. However, as aggravating as the show is, I do believe it reflects on the realities of life: a bunch of Type-A personalities will eventually cannibalize each other be they jocks or brainiacs.

So who wins out?

With a dash of luck, it’s always the under the radar (UTR) player who is crafty enough to support the leaders while keeping his/her mouth shut. The UTR player does not attract attention but is sociable enough to get along with others. As well, this type of player performs just enough chores to be seen as valuable but refuses to take on the mantle of camp slave.

These secret ninja skills cannot be measured in any transcript.

Superhero leaders are important as they are figureheads who thrive in the spotlight and in the heat. But in an age where there is no job loyalty, do you really want to recruit overachievers who have short shelf lives as their egos look towards bigger and better things? I’d rather have my army of quietly efficient UTR players.

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The Plagiarius Awards were given out recently to “celebrate” the year’s best knockoffs. The point of this pseudo award is to shame counterfeit companies and to bring consumer awareness to… some very good stuff?!

Let’s get this out of the way first: plagiarism is bad. It undercuts the original company’s profits. However, I can’t be puritan enough to say that I’ve never worn some knockoff or another. In fact, I don’t think the immorality has set in for the general public.

Let’s look at the tv show Entertainment Tonight. One year, Halle Berry wore a stunning wine colored dress to the Oscars. The next day, ET had a snippet on how you can buy the gown for a fraction less. I think they have this knockoff segment every year. Now, is it the same designer offering a cheaper version of his/her one of a kind dress? It would be a good ploy, but it would still perpetuate the stigma of getting away with something for a cheaper price.

Then there’s the whole piracy issue of software and movies. Truth be told, when I was working as a programmer, we were ecstatic that our program had been cracked. It meant that it was useful and we were just hoping to get it mainstream enough so companies would buy legitimate licenses.

The issue with movies? There has to be a happy medium between a $10 ticket and a shaky camcorder recording. The big studios are finally getting it – or at least wanting to stop the bleeding. Apple is renting out movies and just signed a deal to offer American Idol performance downloads. I think given the same convenience of doing the right thing or the wrong thing, most would opt for the peace of mind at the cost of a few bucks more.

As they say, imitation breeds innovation. Other than for health and safety reasons which should never be compromised, companies should review what their competition is doing and be more pragmatic with their business models and readjust as they see fit.

Finally, to my blog scrapers:

Thank you for your attention. A link back would be appreciated.

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